At First Delta Bank, maintaining our customers' trust and confidence is a high priority. That's why we want you to understand how we protect your privacy. This notice summarizes our policies and practices regarding the collection, use, retention, and safeguarding of nonpublic personal information concerning those customers of ours who obtain a financial product or service from us that is to be used primarily for personal, family, or household purposes.
We collect "nonpublic personal information" about you from the following sources:
"Nonpublic personal information" is information about you that we may obtain in connection with providing a financial product or service to you that is not publicly available. This could include information such as name, social security number, address, income, account balances, payment history and overdraft history.
We do not disclose nonpublic personal information about our customers to any affiliates or to any third parties, except as permitted by law. We are permitted under law to disclose nonpublic personal information about you to our affiliates and third parties in certain circumstances. For example, we may provide information:
First Delta Bank does not sell customer information. We share information, as described above, only as necessary to service or maintain your account with us, when specifically authorized by you, or when required by the government.
If you decide to close your account(s), or you become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to protect your nonpublic personal information.