First Delta Bank
Products & Services
Products & Services

Consumer and Commercial Loans

Consumer Loans

We offer loans for almost any type of personal purpose, including automobile, recreational vehicles, and boats. We have competitive rates and terms to suit our customers and offer credit life and accident/health insurance to protect our customers. Check out our loan calculator to compare options.

Home Improvement/Home Equity Loans

If you would like to make an addition to your home or to start a remodeling project, we can help. We also offer home equity lines that can be used for any purpose you may choose. Both of these types of loans are very flexible and we will do our best to set them up to suit your needs. These loans also may be tax deductible, please consult your tax advisor for details.

Commercial Loans

We are committed to serving the communities where our offices are located. One of the best ways that we feel that we can serve is by providing loans to our local businesses. Whether you need to purchase inventory or equipment, expand your present location, or purchase or construct a new building, we can help. We also offer commercial lines of credit to help with seasonal borrowing needs. First Delta Bank works with the Small Business Administration to offer affordable loans to qualifying commercial customers.

Agricultural Loans

First Delta Bank appreciates the agricultural community in Poinsett County and is committed to assisting them in any way we can. Our loan officers have the knowledge and experience to serve our customers.

Real Esate Loans

First Delta Bank is ready to help our customers purchase a home, farmland or real estate for any use. Come see one of our loan officers today.

Loan Calculators