Savings Accounts

Regular Savings Account has interest compounded quarterly, allowed 6 withdrawals per quarter with no charge, $10.00 charge per withdrawal over 6.

First Delta Money Market Account lets you earn Money Market rates with daily access to your money. A $2500 minimum balance is required and interest is compounded monthly. If balance falls below $2500, a service charge of $10.00 will be applied. You have up to 6 pre-authorized, automatic or other third party transfers per month. If withdrawals exceed the limit for this account we are required to change your account to a non-interest bearing account.

First Delta's Christmas Club Savings Plan is the perfect way to budget for your gift spending goal. This savings account can be opened with a minimum deposit of $10.00. Any withdrawal from the account will be charged a $10.00 fee. Weekly deposit limit of $100.00. No catch-up will be allowed. Interest will be credited to your account annually and First Delta Bank will mail your check in time for Christmas shopping.

Contact your nearest First Delta Bank location to learn more.