First Delta Bank
Security

At First Delta Bank, we take security very seriously. With the increase in various types of fraudulent activity purported against consumers, we feel it important for our customers to be educated on the various scams taking place and also be knowledgeable of the steps you would need to take if you are the victim of one of these crimes.

Phishing

Phishing is a crime where fraudulent emails are sent, claiming to be from legitimate business, financial institutions or websites, asking for personal and confidential information to be submitted for verification purposes. For Example:

An email is received from “what appears to be” a site or business that a person has a working relationship with, asking the person for account information, stating that the organization is “updating its records”. The email provides a link or form which appears to come from the legitimate organization. However, the site or link is actually a forged or “spoofed” site appearing very similar to the legitimate businesses site. If the victim submits information that the email requested, he/she has actually submitted information to someone who will possibly use it for identity theft purposes.

What can you do to protect yourself?

NOTE: First Delta Bank will never request personal or confidential information through email.

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Identity Theft

Identity theft is the act of assuming someone else’s identity through name, social security number, and other information to utilize for financial gain. Often the criminal, using the victims identity, will use credit cards or other financial resources to fund their lifestyle, while simultaneously destroying the victims credit history.

What can you do to protect yourself?

To report Identity Theft, you should contact these agencies

FTC’s ID Theft Hotline (1-877-IDTHEFT)

Credit Bureau Hotlines
Equifax – 1-800-525-6285
Equifax – 1-800-397-3742
Transunion – 1-800-680-7289

Account Fraud

First Delta Bank is committed to protecting your information, and we encourage you the customer to take steps in doing so also. If you suspect fraud on one of your accounts with First Delta Bank, please contact us as soon as possible.

Go to www.fdic.gov for more information.

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